
Used Car Finance in Luton
Affordable Vehicle Finance at Carslink, Bedfordshire
At Carslink in Luton, Bedfordshire, we understand that financing your next vehicle is just as important as choosing the right one. That’s why we offer a range of flexible car finance options to help make your purchase more affordable, whether you're buying your first car or upgrading to something newer and more reliable.
As a fully FCA-registered used car dealer, we are authorised to work with a wide range of trusted UK finance companies, allowing us to tailor finance packages that suit your needs, no matter your credit history or budget. At Carslink, we’re committed to making used car finance in Luton simple, transparent, and stress-free.
Why Choose Carslink for Used Car Finance in Luton?
✅ FCA Registered and Regulated
We’re authorised by the Financial Conduct Authority, which means you can trust us to offer responsible, regulated finance solutions with your best interests in mind.
✅ Finance for All Credit Types
Whether you have an excellent credit score, are rebuilding your credit, or have had issues in the past, we work with a panel of lenders who assess more than just your credit file. We’ll help you find the right deal based on your current circumstances.
✅ Work with Most UK Finance Providers
Already have a lender in mind? We can work with most major UK finance companies, giving you more control and flexibility.
✅ Low Monthly Payments and Flexible Terms
We offer realistic repayment plans that match your budget, with fixed interest rates and payment terms ranging from 12 to 60 months.
✅ Expert, No-Pressure Support
Our finance team will guide you through every step of the process, offering clear, jargon-free advice so you can make an informed decision without the pressure of pushy sales tactics.
Car Finance Options Available at Carslink
We specialise in two of the most popular types of vehicle finance, each offering flexibility depending on your goals and lifestyle:
Hire Purchase (HP)
- Spread the cost over fixed monthly payments
- Own the car outright once the final payment is made
- Ideal for long-term ownership
- No mileage or usage restrictions
Personal Contract Purchase (PCP)
- Lower monthly payments than HP
- Option to return the car, part-exchange, or pay a final balloon payment
- Perfect for drivers who like to change cars every few years
- Flexible end-of-agreement choices
How to Apply for Car Finance with Carslink
Getting started is quick and easy:
- Choose Your Car – Browse our selection of handpicked used cars in Luton online or in person.
- Apply for Finance – Complete our secure online finance application or speak to a team member for a personalised quote.
- Get a Decision – We’ll liaise with our panel of lenders and provide you with finance options tailored to your situation.
- Drive Away – Once approved, we’ll handle the paperwork so you can drive away in your new car quickly and with confidence.
Used Car Finance Made Easy at Carslink, Luton
We believe that buying a used car in Luton should be simple, flexible, and accessible for everyone. That’s why we go the extra mile to ensure you get the best finance deal for your needs — whether you’re self-employed, a key worker, a first-time buyer, or just looking for a great value vehicle.
📍 Located in Luton – serving customers across Bedfordshire, Hertfordshire, and beyond
📞 Call our team for expert finance advice
🖥️ Apply online or visit us by appointment
🚗 Drive away in a carefully selected, fully prepared used vehicle today
Carslink – Luton's Trusted Used Car Dealer Offering Flexible Finance for Every Budget.
FCA Registered • No Pressure • Finance Made Simple